10 Tips For Finding the Best Pet Insurance in Australia

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- October 18, 2023 at 5:29 PM #135551
 
 allovercoupon
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 As a responsible pet owner, it’s worth considering a policy to help pay for your pet’s treatment should they need it. However, it’s important to consider the premium you’ll need to pay and if this is within your budget. If you want to save money on pet products, you can visit the PETstock Promotions.
 Some policies decrease the percentage of vet bills they cover over time so it’s important to check how this will impact you. For example, a policy that covers 100% of vet bills when your pet is young could cover as little as 65% after your pet turns 8.
 It’s important to familiarise yourself with all the policies and their inclusions and exclusions before signing up. You can do this by reading the Product Disclosure Statement. This will give you a thorough understanding of the jargon used and the typical terms like waiting periods, caps on certain claims, annual benefit limits, sub-limits and fees that may apply.
 Another thing to look out for is whether the policy has a lock-in period or not. Some insurers charge extra fees if you cancel your plan or switch to a different one within a certain time frame. Others don’t.
 Another thing to consider is if your policy has GapOnly(r) which allows you to pay on the spot for eligible claims at participating vets (t&cs apply). This can help reduce the cost of expensive treatments as you’re only paying for what exceeds the insured amount.
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